Legal Terms, Privacy & Disclaimers

Effective Date: January 1, 2025

These Terms govern your access to and use of thetriosystem.com (“Site,” “we,” “our,” or “us”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Intellectual Property & Content Use

• All content (text, graphics, images, software, designs, audio, video, databases, etc.) is owned by The Trio System or its licensors and protected by copyright, trademark, and other laws.

• You may view, download, or print for personal, non-commercial use only, provided you keep all notices intact.

• Reproduction, redistribution, modification, or exploitation for commercial use without written permission is prohibited.

2. AI-Generated Content Disclaimer

• Some materials on this Site may be created, drafted, or assisted by artificial intelligence (AI) tools.

• While reviewed for accuracy, we cannot guarantee AI content is error-free, complete, or unbiased.

• No Professional Advice: AI-generated content is educational only and should not be taken as professional, legal, medical, or financial advice.

• Liability Limitation: We disclaim liability for losses or damages arising from reliance on AI-generated content.

• Users are responsible for independently verifying the accuracy and suitability of all information.

3. Disclaimers of Warranties

• The Site is provided “as-is” and “as available.”

• We make no express or implied warranties, including merchantability, fitness for a purpose, or non-infringement.

• We do not warrant uninterrupted access, error-free content, or freedom from viruses or harmful code.

• Use of the Site is at your own risk.

4. Limitation of Liability

To the fullest extent permitted by law, The Trio System and its affiliates, officers, employees, and partners will not be liable for:

• errors, inaccuracies, or omissions in Site content;

• reliance on AI-generated or other information;

• third-party websites, links, or resources;

• interruptions, downtime, or security breaches;

• loss of profits, data, goodwill, or any indirect, incidental, or consequential damages.

Where liability cannot be excluded, our liability is limited to the minimum extent required by law.

5. Indemnification

You agree to indemnify and hold harmless The Trio System from claims, damages, liabilities, and expenses (including legal fees) arising from:

• misuse of the Site,

• violation of these Terms, or

• content you submit or actions you take based on Site information.

6. Third-Party Links

• Links are provided for convenience only.

• We do not endorse or assume responsibility for external sites, products, or services.

• You access third-party content at your own risk.

7. Privacy & Data Protection

• We may collect limited personal information (e.g., contact details, usage data, cookies) for functionality and service improvements.

• We use reasonable security safeguards, but cannot guarantee complete protection.

• EU users: GDPR rights apply (access, correction, deletion, restriction, portability, objection). Transfers outside the EU use lawful safeguards (e.g., Standard Contractual Clauses).

• California users: Your rights under CalOPPA/CCPA/CPRA apply, including notice, access, and deletion rights.

• Full details are provided in our Privacy Policy.

8. Cookies & Tracking

• We use cookies to improve performance and user experience.

• Non-essential cookies (analytics, personalization) require user consent in the EU.

• You may disable cookies in your browser; however, some functions may not work properly.

9. Accessibility

We aim to provide equal access to all users and strive toward compliance with WCAG 2.1 standards. Feedback is welcome for accessibility improvements.

10. User Responsibilities

• You must be of legal age (or have parental consent) to use the Site.

• You agree not to use the Site for unlawful, harmful, or infringing purposes.

• If account features are introduced, you are responsible for keeping credentials secure.

11. Payments, Transactions & Refunds

1. Third-Party Processors

   • Payments are processed securely through third-party providers (e.g., Stripe, PayPal, or other licensed processors).

   • We do not collect, store, or have access to your complete credit card details.

   • Payment processors are solely responsible for handling financial information in compliance with PCI DSS standards.

2. User Responsibilities

   • You agree to provide accurate billing, contact, and payment information.

   • You authorize us (through the processor) to charge your payment method for purchases.

   • You are responsible for ensuring sufficient funds or credit availability.

3. No Refund Policy

   • All sales of digital/downloadable content are final and non-refundable.

   • By purchasing and downloading digital content, you acknowledge and agree that you waive any right of withdrawal or cancellation once access to the content is granted.

   • This waiver is required under EU consumer protection law (Consumer Rights Directive) and will be presented for explicit acceptance at checkout.

4. Chargebacks

   • Unauthorized chargebacks may result in suspension or termination of access to our services.

5. Limitation of Liability for Transactions

   • We are not liable for:

     • errors, delays, or interruptions by payment processors,

     • unauthorized access or use of your payment method,

     • declines, reversals, or transaction failures.

   • Our maximum liability for transaction-related claims is limited to the amount you paid for the disputed purchase.

6. Taxes

   • You are responsible for all applicable taxes, fees, or duties unless the law requires us to collect and remit them.

12. Jurisdiction & Governing Law

• These Terms are governed by the laws of [Insert Your State/Country], without regard to conflicts of law.

• EU consumer protections remain unaffected.

• Disputes shall be resolved in the courts of the United States, unless local law grants additional rights.

13. Changes to Terms

We may revise these Terms periodically. Updates will be posted with a new Effective Date. Continued use of the Site after changes means acceptance of the revised Terms.

14. Severability

If any provision is found invalid or unenforceable, the remainder of these Terms remains effective.

15. Contact Information

For legal, privacy, payment, or accessibility inquiries, contact us using our contact page and form located on this website.